Do Not Sell or Share My Personal Information

1. State Privacy Rights Overview

This Notice of Right to Opt-Out applies to residents of California (under the California Consumer Privacy Act as amended by the California Privacy Rights Act, “CCPA/CPRA”), Virginia (VCDPA), Colorado (CPA), Connecticut (CTDPA), Texas (TDPSA), and other states providing consumers with comprehensive data privacy rights.

Under these privacy laws, consumers have the legal right to direct businesses not to “sell” or “share” their personal information to third parties, or use it for targeted advertising or cross-context behavioral advertising.

2. How We Handle Consumer Information

Final Expense Policy operates as an insurance marketing website. When you submit a quote request on our Website, you explicitly request and authorize us to transfer your contact information (name, ZIP code, age range, phone number, and email address) to licensed insurance agents, brokers, and carriers so they can contact you with life insurance options.

Because this transfer involves commercial partner networks, certain state statutes may define this lead transfer as a “sale” or “sharing” of personal information, even though it is performed solely to fulfill your requested insurance inquiry.

3. Your Right to Opt-Out

You have the right at any time to opt out of:

• The sale of your personal information to third parties;
• The sharing of your personal information for cross-context behavioral or targeted advertising;
• Profiling in furtherance of decisions that produce legal or similarly significant effects.

Once you submit a verified opt-out request, we will refrain from selling or sharing your personal information unless you subsequently provide express affirmative consent.

4. How to Submit an Opt-Out Request

You may exercise your right to opt out through any of the following convenient options:

Global Privacy Control (GPC): If you utilize a browser or browser extension configured to transmit a Global Privacy Control (GPC) opt-out signal, our website honors that signal as a valid request to opt out of the sale or sharing of personal information for that browser session.

5. Verification and Timing

We process all verified opt-out requests within fifteen (15) business days of receipt, free of charge. In accordance with privacy regulations, we maintain a secure record of all opt-out requests for at least twenty-four (24) months to demonstrate ongoing compliance.

6. Authorized Agents

You may designate an authorized agent to submit an opt-out request on your behalf. To protect your privacy, we require authorized agents to submit written proof of your signed authorization and may verify your identity directly with you before completing the request.

7. Non-Discrimination Statement

We will not discriminate against you for exercising any of your consumer privacy rights. We will not deny you services, charge you different prices or rates, or provide a different level of quality because you exercised your opt-out rights.

8. Contact Our Privacy Office

For questions about this notice or our state privacy compliance practices: