TCPA & Calling Consent

1. Overview of TCPA Consent

The Telephone Consumer Protection Act (47 U.S.C. § 227) and Federal Communications Commission (FCC) regulations protect consumers regarding telephone solicitations, automated calls, prerecorded messages, and text communications.

At Final Expense Policy (“we,” “us,” or “our”), we take consumer consent and regulatory transparency seriously. This document clearly sets forth the scope of your consent when you submit a quote request or contact form on https://finalexpensepolicy.us/.

2. Scope of Express Written Consent

By checking the consent box, completing our inquiry form, and clicking “Check My Options” (or an equivalent call-to-action button), you hereby grant your express written consent and authorization for Final Expense Policy and our designated network of licensed insurance agents, insurance agencies, partner brokerages, and insurance carriers (collectively listed on our Marketing & Carrier Partners page) to contact you.

This consent authorizes contact for the specific purpose of discussing final expense life insurance products, funeral expense coverage options, eligibility, quotes, and related senior insurance arrangements.

3. Permitted Methods of Contact

Your express consent authorizes communication through any of the following channels:

• Telephone Calls: Live telephone calls from licensed agents or customer support representatives;
• Automated Technology: Calls placed using automated telephone dialing systems (ATDS) or predictive dialers;
• Prerecorded & Artificial Voice: Communications utilizing artificial voices, synthesized audio, or prerecorded voice messages;
• SMS & MMS Text Messages: Informational, transactional, and promotional text messages sent to the wireless telephone number you submitted;
• Electronic Mail: Policy information, insurance quotes, newsletters, and informational updates sent to the email address provided.

4. Independent Proof of Consent & Verification

To guarantee transparency, consumer protection, and strict adherence to FCC and FTC regulations, our website utilizes industry-standard third-party compliance verification technologies, including:

• Jornaya LeadiD: A unique cryptographic LeadID token generated at the time of your interaction to document the terms, timing, and circumstances of your request;
• ActiveProspect TrustedForm: An independent digital certificate verifying that your consent was provided knowingly, capturing the disclosure text and page elements presented to you.

5. Do Not Call Registry Override

You understand and agree that by submitting your inquiry, you are establishing an inquiry-based business relationship. Consequently, your express consent authorizes calls and text messages even if your telephone number is listed on any corporate, state, or federal National Do Not Call (DNC) Registry at the time of submission.

6. Consent Is Not a Condition of Purchase

Your consent is completely voluntary and is NOT a condition of purchasing any property, goods, or services.

If you wish to explore final expense life insurance options without providing consent to receive automated telephone calls or text messages, you may submit your inquiry directly via written correspondence or email to hello@finalexpensepolicy.us.

7. Message Frequency & Data Rates

Message frequency may vary depending on the nature of your inquiry, follow-ups required by licensed partners, and quote availability. Standard message and data rates charged by your mobile carrier may apply to all SMS/MMS messages sent or received. Final Expense Policy is not responsible for any mobile carrier charges incurred.

8. How to Revoke Consent & Opt-Out

You have the absolute right to revoke your consent to receive marketing calls and text messages at any time without penalty. You may revoke consent through any of the following convenient methods:

• SMS Text Messages: Reply “STOP,” “UNSUBSCRIBE,” “CANCEL,” or “QUIT” to any text message you receive from us or our partners;
• Telephone Calls: Inform the representative during any telephone call that you wish to be placed on our Internal Do Not Call list;
• Online DNC Request: Visit our Do Not Call Policy page;
• Email Request: Send an email containing your name and the telephone number(s) you wish removed to hello@finalexpensepolicy.us with the subject line “Revocation of TCPA Consent.”

We process all revocation and Do Not Call requests promptly in accordance with federal guidelines. Please allow up to ten (10) business days for all partner databases to complete synchronization.

9. Questions & Compliance Inquiries

If you have questions regarding this TCPA & Calling Consent disclosure, our telemarketing policies, or compliance practices, please contact our compliance desk: