Terms of Use | Final Expense Policy

1. Acceptance of Terms

Welcome to Final Expense Policy (“we,” “us,” or “our”), accessible via https://finalexpensepolicy.us/. By accessing, browsing, or using this website, submitting an information request form, or engaging with our content, you agree to be bound by these Terms of Use and our Privacy Policy.

If you do not agree with any part of these terms, you must immediately discontinue use of this website.

2. Marketing Website & Non-Carrier Disclosure

Important Notice: Final Expense Policy is an independent insurance marketing website. We are not an insurance carrier, underwriting company, or financial institution. We do not underwrite insurance policies, issue coverage contracts, process claims, or set policy rates.

Information provided on this site is for general informational purposes only and does not constitute a formal offer to sell insurance or an assurance of policy approval. Insurance products are offered and underwritten exclusively through third-party licensed insurance carriers and professionals where permitted by state law.

3. No Guarantees or Fixed Representations

Policy availability, coverage limits, eligibility requirements, monthly premiums, riders, and policy terms vary significantly based on your state of residence, age, health profile, insurer underwriting rules, and selected benefits.

We do not represent or guarantee that any user will be approved for insurance coverage, qualify for specific rates, or secure immediate policy issuance. All inquiries are subject to verification and formal application processing by licensed professionals.

4. User Conduct & Accurate Information

When requesting information on Final Expense Policy, you agree to:

Provide true, accurate, current, and complete contact and demographic information.
Submit information solely on your own behalf or with the explicit authorization of the individual named.
Not submit false, fraudulent, misleading, or deceptive information.
Not interfere with the security, operation, or performance of this website.

5. Telecommunications & TCPA Authorization

By submitting your telephone number on our site, you expressly authorize Final Expense Policy and its licensed insurance agent partners to contact you via telephone calls, text messages (SMS/MMS), email, and mailings regarding insurance options.

You agree that such contacts may utilize automated dialing equipment, pre-recorded messages, or artificial voice technology. You acknowledge that consent is voluntary and not a mandatory requirement to purchase any product. Message and data rates may apply.

6. Intellectual Property Rights

All content, brand design elements, text, graphics, logos, button icons, SVG graphics, layout structures, and software code on Final Expense Policy are the property of Final Expense Policy and are protected by applicable United States and international copyright, trademark, and intellectual property laws.

7. Limitation of Liability & Disclaimer of Warranties

THIS WEBSITE AND ALL CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, FINAL EXPENSE POLICY DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

IN NO EVENT SHALL FINAL EXPENSE POLICY BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THIS WEBSITE OR SERVICES.

8. Governing Law & Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of the United States and the applicable state laws, without giving effect to any principles of conflicts of law.

9. Contact Information

For questions or formal notices regarding these Terms of Use, please contact:

Final Expense Policy
Website: https://finalexpensepolicy.us/
Email: hello@finalexpensepolicy.us